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Building time to 1,500 hours — and the CFI question.

Every realistic way to build hours after your commercial certificate, and an honest look at whether instructing is the right road for you.

Data last verified September 27, 2026 · labeled by section, sources in each section · how we verify
Bridging Commercial to ATP
Industry practice

The 1,250-hour gap.

Your Commercial certificate gets you to about 250 hours (the Part 61 minimum under 14 CFR 61.129; 190 hours in an approved Part 141 course, Appendix D). The airlines want 1,500. Here's how to close the gap — affordably and quickly.

The most expensive year of your career

The 1,250-hour gap between Commercial and ATP.

Your full pilot training (PPL through Commercial Multi + CFI) lands you around 250-280 flight hours. The FAA requires 1,500 hours to qualify for an Airline Transport Pilot certificate (or 1,000-1,250 for R-ATP with college credit). That gap of 1,250+ hours is the make-or-break phase of every aspiring pilot's career.

How you close that gap determines how much you spend, how much you EARN during the gap, and what flying skills you develop. Here are the realistic ways to do it.

Best path 01
CFI / CFII / MEI at your training school
Net income: +$25-50/hr × 60-90 hrs/month = $1,500-4,500/mo earned

The classic and best path. Get your CFI, get hired at your training school (or a nearby one), and get paid to fly while building hours. Build 800-1,200 hours/year in good conditions. Adding CFII (instrument) and MEI (multi) increases your hourly rate and shortens the time to 1,500.

Why it's the best: You're paid, you're flying, you're learning to teach (which deepens your own knowledge), and many schools have airline flow agreements. Most legacy airline captains started here.

Best path 02
Banner towing, traffic patrol, or aerial survey
Net income: $30-50k/year + builds quality PIC time

Banner towing pays $30-45k/year, traffic reporting / pipeline patrol $35-50k/year, aerial survey/photo $35-50k/year at entry (per the linked postings). All build solid single-engine PIC time fast (700-1,000 hrs/year). Hours count toward ATP. Often steam-gauge airplanes which prepares you for entry-level airline jobs.

Watch out for: Some banner-tow jobs are seasonal (summer beaches). Build a year-round plan. Some traffic-reporting jobs (Drone-Helicopter mixes) don't all count toward fixed-wing ATP minimums — verify before accepting.

Best path 03
Ameriflight / Part 135 cargo
Net income: $65-100k/year, fast turbine PIC accumulation

Ameriflight (UPS feeder), Mountain Air Cargo (FedEx feeder), and other Part 135 cargo carriers hire first officers from about 500 hours (Ameriflight: 500 total, 25 multi, 350 PIC, a CFI certificate) and captains from about 1,200. You're flying turboprops (at Ameriflight: Beech 99s and 1900s, Metros, EMB-120s and Saab 340s; first officers start at a $40.9k base plus load pay, captains roughly $76–97k per its pilot page, September 2026) which is huge turbine PIC time. The UPS FlightPath II pipeline is here. Cargo flying builds high-quality hours fast and the pay is good — many pilots who start in 135 cargo stay in cargo their entire career because of the schedule flexibility and earning potential.

Trade-off: Often night freight runs (3am departures), small airports, weather minimums challenges. Builds real-world IFR experience faster than almost any other entry-level job.

Alternative path
Time-building block programs
Net cost: $55-100/hr × hours needed = $40-80k out-of-pocket

Several flight schools offer shared-rate or block-discount time-building: you and 1-2 other pilots rent a 172 together at a wet rate of $55-85/hour and rotate as PIC. Programs at LowTimePilot, FlySharedAviation, The Flight School at Colorado Springs, and others. Cheapest way to log hours that don't require landing a job.

Trade-off: You're paying instead of earning. Best for pilots who can't find a CFI job or who want to fly more hours faster than a CFI job allows.

Alternative path
Aircraft ownership or flying clubs
Net cost: Variable — $50-120/hr operating costs if you buy

Some career-focused pilots buy a used Cessna 172 or PA-28 for $40-80k with cash or partner with 2-3 others, fly it for the time-building phase, then sell it after reaching ATP. Net cost can be lower than renting if you fly 300+ hours and the market holds. Flying clubs offer monthly dues ($75-200) + lower hourly rates ($60-110/hr) — solid middle path.

Risk: Maintenance surprises, aircraft depreciation, insurance complications. Not for the financially fragile.

Skip these
What to avoid
Net cost: Higher than alternatives, often slower

Pay-for-training "career pilot" packages that promise everything from PPL through ATP for $150k+ flat — these often skip the time-building phase entirely, leaving you at 250 hours with a Commercial certificate and no plan to reach 1,500.

"Pay-to-fly" right seat programs at small charter operators where you pay them to fly as a Second-in-Command — borderline scams. The FAA has scrutinized these and the time often doesn't count properly.

Helicopter time-only paths if your goal is airlines — helicopter time doesn't count toward fixed-wing ATP requirements.

The honest priority order CFI > Part 135 cargo > Banner/survey > Block time

Earning while building hours is almost always better than paying to build hours. If you have a choice between a CFI job at $30k/year and paying $40k out-of-pocket for block time, the CFI job is a $70k swing — even if the hours come slightly slower. Find a job that pays you to fly. That's the entire game in this phase of your career.

Source: Hours: 14 CFR 61.129 (commercial, 250), 61.159 (ATP, 1,500), 61.160 (restricted ATP: 750 military, 1,000 bachelor's, 1,250 associate's), eCFR. Cargo and Part 135 minimums from the carriers' own pilot pages (Ameriflight, Sep 2026). Pay ranges are what operators post; they vary by year and region.

A path most pilots don't know exists
Captain's take

Do you actually need to be a CFI?

The traditional path says: get your Commercial, then become a CFI, then build hours instructing. That's not the only path. Here's the honest case for skipping the CFI route entirely — and the risks you need to weigh.

The most expensive piece of conventional wisdom

"You have to be a CFI to build hours" — is actually wrong.

The CFI route is the most common path to 1,500 hours because it's predictable: students keep coming in, you fly a lot, you build hours steadily. That's why everyone recommends it. But common ≠ optimal. Some pilots are better off skipping CFI entirely, going straight from Commercial → low-time pilot job → airlines.

The aviation industry rewards pilots who customize their path. You don't have to do what everyone else does. But you do have to understand the trade-offs before making the call.

Path A · Traditional
Get the CFI ratings, then build hours

PPL → IR → Commercial → Multi → CFI → CFII → MEI → 1,500 hours → ATP → Airlines

$92kTotal cost
22-30Months
$30-50kEarnings yr 2
Why so many pilots do this
  • Predictable hour-building — students keep needing lessons, you fly most days.
  • Pays you while you build — $25-45/hr CFI rate × 60-80 hrs/month.
  • Deepens your knowledge — teaching forces mastery of every concept.
  • Network effect — you'll meet students who become airline pilots, recruiters who notice your work, and other CFIs who flow into the airlines first and refer you.
  • School flow agreements — many CFI programs partner with regionals (ATP, US Aviation, Coast, Wayman, etc.) for advertised guaranteed-interview spots (terms vary by school and regional; read the actual agreement before paying for it).
What to watch out for
  • Adding ~$10k-$15k in training costs for CFI + CFII + MEI.
  • Adds 3-5 months to your total timeline before you can start building hours.
  • Burnout risk — CFI work is mentally exhausting and the pay is modest.
Path B · Skip CFI
Go straight to a low-time pilot job

PPL → IR → Commercial → Multi → Banner / Survey / Cargo / Charter → 1,500 → Airlines

$80kTotal cost
2–4 yrsTo 1,500 hours
$35–55kEarnings yr 2, per the ranges below
Why this can be smart
  • $10-15k cheaper — no CFI/CFII/MEI training tuition.
  • 3-5 months faster to start building hours.
  • Comparable or higher entry pay — banner tow, survey and patrol start around $30–55k, Ameriflight at a $40.9k base plus load pay, against $25–50k an hour-building CFI earns.
  • Diverse experience — turbine PIC at Ameriflight, low-altitude precision work in aerial survey, real-world Part 135 ops in piston charter. Different skills than instructing.
  • The path is real — banner-towing, aerial survey, traffic patrol, and Ameriflight all hire pilots straight off Commercial Multi at ~250 hours.
What to watch out for
  • Riskier — finding that first low-time job is harder than getting hired as a CFI at your training school.
  • Seasonal — banner-tow is summer-only in many regions, survey is weather-dependent.
  • No teaching credential — if you ever decide to teach later, you'll need to add CFI then.
  • Less networked into airline pipelines — CFIs at major training schools have easier paths to regional cadet programs.
  • You can always get CFI later — but it's a hassle if you decide you need it.
If you do want CFI — the accelerated option

American Flyers 30-Day CFI Academy

If you've decided you DO want to be a CFI but you want to get it done fast and cheap, American Flyers' 30-Day CFI Academy is the industry's best-known accelerated CFI program. Run since the 1990s, it combines 104 hours of classroom instruction with 10 hours of one-on-one ground and 14 hours of dual flight time. Completion in 30 calendar days. Includes both CFI and CFII certificates.

$7,950Program tuition
30 daysTotal length
CFI + CFIITwo ratings
104 hrsClassroom

A disclosure first: the author did his own training, instrument through CFII, at American Flyers, and this page recommends it on that experience. The advantage: a structured, group-based program with high pass rates, unlimited simulator time, and an established teaching framework. Cost-effective compared to doing CFI at your local school (which usually runs $10-15k spread over 3-5 months and produces lower first-time pass rates). Locations in FL, IL, NY, TX, and several others.

The Judith Resnik Memorial Scholarship (named after the Challenger astronaut) supports women pursuing their CFI through this program; the terms and amount are on American Flyers' scholarship page, and they change year to year.

View American Flyers 30-Day Academy
The honest call

Aviation lets you customize your career.

The traditional CFI route is traditional because it's safe — predictable income, steady hour-building, and a clear next step. It's the most common choice, and for many pilots the right one.

But "most" isn't "everyone." If you live somewhere with strong banner-tow / aerial-survey / cargo-feeder opportunities, if you've already got a job lined up at Ameriflight, or if you simply don't want to teach — you can skip CFI entirely. The airlines do not require that your 1,500 hours came from instructing; a Beech 1900 freight run at 3am counts just as well toward the ATP. What they weigh is the quality of the time: pilot-in-command hours, multi-engine and turbine time, and Part 135 or 121 operating experience, which is exactly what the routes below build. The certificate that gets you interviewed is the ATP; the CFI is one way to get there, not the only one.

One of the genuinely great things about aviation is how many ways you can shape the career to fit your personality, your geography, and your finances. Don't let conventional wisdom narrow your options before you've considered them. The right path is the one that gets you to the airlines in the way that works for you.

About these paths Both paths are well-traveled by real pilots — neither is universally better. The right choice depends on your geography (banner-tow / survey opportunities vary by region), your finances (CFI route has lower up-front earnings but predictable income; alt-paths can pay more but require more job hunting), and your personality (some pilots love teaching; others hate it). Talk to working pilots in both paths before deciding. If you'd like to be connected with pilots on either path, reach out — we're building a mentor-matching network.

Source: Instructor pay and hours-per-year figures are ranges from school postings and instructors' reports, not a survey; treat as a pattern.